If you were trying to raise some cash it used to be all about banks but that is no longer the case. They are not on the high street any more and they don't lend to SMEs. That was the official word from the Bank of England in March. You are better off with Crowdfunding, P2P lending and alternative finance. Funding Circle has lent over £1.1bn and RateSetter £1.074bn and the latter boasts zero lost to investors to date.
You might be temped to turn the page when you see the word insurance - it's not exactly a conversation starter after all. But you need to have it so that you can sleep at night, and so that should something dark and ominous pay you a visit, you are more than prepared to deal with it.